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Own A Restaurant, Technology Company or Lead An HOA? Get Commercial Insurance Coverage!

All businesses face challenges for which the appropriate insurance can be helpful. However, those businesses operating in the technology or restaurant space face unique challenges. So, too, do homeowner’s associations.

Restaurant owners face the challenge of protecting the commercial building wherein they do business, but must also have Worker’s Compensation coverage in place to protect themselves against financial losses resulting from injuries employees may suffer in their line of work. However, general liability is also a good option due to the possibility of claims leveled by a patron or contractor against the restaurant. Restaurant owners also sometimes must defend themselves against vicious public statements against them; restaurant insurance can help.

Technology companies face many of the same types of hazards as other businesses. However, Professional Liability (also known as Errors and Omissions Insurance), common protection for attorneys, doctors and architects, protects against claims emerging from failures in rendering professional services. Further, technology company insurance would also include options like worker’s compensation, general liability and commercial property insurance.

Homeowners Associations work hard to not only keep neighborhoods beautiful and safe, but also to assure that the homes in the neighborhood remain as solid investments. But while they are protecting others, Homeowners Association Insurance is a wise investment designed to protect the HOA from losses, including those arising from monetary claims leveled at HOA Management Teams.

Since 2005, Access First Insurance has provided the residents and business owners in and around Eagle, Idaho with prompt, courteous professional service and high-quality insurance products. Their independent agency has relationships with more than 15 top insurance carriers and offers the best in commercial, personal, health and life insurance options.

To learn more, or to get a quote, contact Access First Insurance today!