Homeowner’s Insurance

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Your home protects you. It gives you security and provides shelter. Your home is a gathering place for your friends and family. So why not protect it with the right Homeowner’s Insurance Policy.

Coverage Types:

Whether you own a home or condo, we have insurance providers that will give you the personalized coverages to suit your individual needs.

Dwelling – Dwelling coverage covers repair costs to your home in the case of damage or complete loss of the structure.

Other Structures – This coverage helps pay the costs of repair or replacement of other structures on your property such as detached garages, sheds, fences, etc.

Personal Property – In the case of damage to your home, this coverage helps repair or replace items in your home, such as electronics, jewelry, furniture, etc.

Liability – In the event that bodily injury or property damage occurs to a visitor or guest at your home, this coverage can help cover the expenses you may incur due to this.

Medical – If someone is injured in your home, regardless of fault, this will cover necessary medical expenses up to the specified limit.

Loss of Use – If you are unable to stay in your home due to damage repairs, this coverage provides for the costs of living in other accommodations during those repairs.
Discounts

Alarm Discount – Smoke alarms and intrusion alarms make your home safer, and insurance providers reward you with discounts to your policy premium.

Non-smokers – Insurance providers offer discounts to non-smokers.

Multi-policy Discount – Many of the insurance providers we write with will give discounts to your policies if they insure your car as well as your home. If calling for a home quote, why not let us quote your auto as well to see if we can save you money by bundling it with your home.

At Access First Insurance we know the importance of protecting your home and personal belongings. We will make sure you have the right coverage for your home. Call us today for your free, no obligation quote and see how much money we can save you. Please contact us right away.