Personal Renters Insurance

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Whether you rent an apartment or house, your landlord’s insurance policy does not cover your belongings or incidents you may be liable for. If you want to protect you and your possessions, you need a Renter’s Insurance Policy.

Coverage Types:

Personal Property – Should something happen such as a fire, theft, or a water pipe breaking, this helps cover the costs of repairing or replacing your personal effects.

Liability – In the event that bodily injury or property damage occurs to a visitor or guest at your dwelling, this coverage can help cover the expenses you may incur due to this.

Medical – If someone is injured in your dwelling, regardless of fault, this will cover necessary medical expenses up to the specified limit.

Loss of Use – Should damage occur to the structure of your dwelling making it uninhabitable, this helps cover the costs of living in other accommodations during repairs.
Discounts

Alarm Discount – Many insurance providers will reward you with a discount if your apartment or rental home is protected by smoke and intrusion alarms.

Multi-policy Discount – Many insurance providers will discount your policies if they write your auto with your Renter’s Policy. If you’re calling for a Renter’s Insurance quote, let us know what other policies you have to see if we can save you money by bundling them together.

At Access First Insurance, we know the importance of protecting your most valuable assets. We will make sure you have the right coverage for your needs. Call us today for your free, no obligation quote and see how much money we can save you. Please contact us right away.