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Homeowners groaned all throughout the record breaking winter of 2014. Some groaned more than others because their pipes froze, which is an expensive problem to fix. The good news is that freezing pipes are preventable. Insulate Pipes Ideally, this should be done before the temperatures plummet. Wrap all outside pipes in insulation specifically for pipes.Read more

If received expensive jewelry from your sweetheart on Valentine’s Day, probably the last thing on your mind right now is the chance that it could be stolen. However, theft is a very real possibility. One of the most frequent homeowner’s insurance claims is loss of jewelry due to theft. Jewelry is easy for thieves toRead more

Life insurance allows you to save money in the event of your passing. Even young people must start thinking early about life insurance, especially since life insurance rates increase as you age or develop an illness. With a life insurance policy in place, you know you are saving for the future. You may not realizeRead more

When you’re working as a contractor, you want to make sure you can provide the best workmanship possible for your clients that leaves you with satisfied customers and hopefully ongoing relationships and referrals for new business. Getting the right insurance policy not only protects you, but gives your clients that piece of mind and confidenceRead more

Standard homeowners insurance policies have been called HO3 class insurance.  In most cases, the terms of this coverage have provided adequate replacement value insurance for the structure and contents.  Newer homes might qualify for the HO5 class insurance that offers more comprehensive coverage, without extensions and specific endorsements. QUALIFYING PROPERTIES Certain attributes must exist forRead more

One of the major and persistent misconceptions about life insurance is that it’s only for the elderly or people with children. That’s simply not true. Anyone who financially supports another should purchase a policy, no matter what age they are. Support for Dependents You don’t have to be married or have children to financially support anotherRead more