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Small business owners have to deal with the same things as large business owners, such as the government regulations and the other things that are listed, but just it is just to a smaller extent than large corporations.  Having the right business insurance can help small business owners stay protected from any issues they may face.Read more

Would you know how to shut off your home’s utilities in the event of an emergency? Fires, earthquakes and natural disasters could all provide a reason to turn off the power and water, while evacuating your home. Here’s a few tips to keep in mind: 1. Plan ahead. Know how to find the shutoff pointRead more

Distracted driving is a topic that we hear about all too often. Distractions, such as texting or talking on the phone, can lead to serious crashes and fatalities. Because of the dangers of distracted driving, many distractions have been made illegal, such as texting and driving. In case you aren’t aware of how big ofRead more

In the past, when children turned 18 or 21, they could no longer be a dependent on their parent’s health insurance plan. In some cases, children could remain covered by their parent’s plan until they graduated college.  However, with new laws and the Affordable Care Act, a parent is allowed to keep their child on theirRead more

Expert opinion on life insurance shifts with the times. The basic question: whether to purchase cheaper term life insurance, or buy a more expensive permanent policy. When other investments seem less certain, many experts say permanent life insurance makes more sense. Permanent policies come in two basic forms, whole life and universal life. Both plansRead more

All businesses face challenges for which the appropriate insurance can be helpful. However, those businesses operating in the technology or restaurant space face unique challenges. So, too, do homeowner’s associations. Restaurant owners face the challenge of protecting the commercial building wherein they do business, but must also have Worker’s Compensation coverage in place to protectRead more