If your business employs drivers, or asks employees to drive on business, commercial auto insurance is a must. Fortunately, there are a few steps you can take to reduce your risk for claims, and help control premium costs.
According to the California Department of Motor Vehicles, the more accidents a driver has had, the higher his or her risk for a future incident. The same trend holds true with moving violations — past performance does indicate a higher risk for the future.
In short, drivers with several violations, a serious accident, a suspension/revocation or a DUI are higher risks for future accidents. These three steps may help boost driving safety for your organization:
1) Check the driving records of new hires.
2. Keep track of your current driver’s safety record. In addition to keeping accurate on-the-job safety records, run a periodic check of existing employees driving records.
3. Consider offering or subsidizing a safe driving course for your employees.