Homeowners’ Association Insurance

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Your Homeowners’ Association is in place to keep your neighborhood clean, safe, and beautiful.

This is not just to make it a great place for families, but also to keep the homes those families have purchased a good investment. So, protect your Homeowners’ Association with the right Commercial Insurance coverage.

Insurance “Need to Know’s”

Homeowners’ Associations have unique needs. Here are insurance coverages that are common to these types of associations.

General Liability

Commercial General Liability Insurance is coverage for claims of liability you may incur to others. This can include bodily injury or property damage, personal and advertising injury, and the costs of legal defense of such claims. There are extensions and optional coverages available to add on to the Commercial General Liability Policy to tailor it to a specific business’s needs.

Professional Liability

Also known as Errors and Omissions (E & O), Professional Liability coverage typically protects against liability claims for losses other than bodily injury or property damage. These are usually monetary claims for damages resulting from the improper rendering or failure to render professional services. While common to doctors, lawyers, architects and engineers, any person or entity offering professional services is at risk of loss from such claims, which in most cases are not covered by a Commercial General Liability Insurance Policy.

Directors and Officers

A type of Management Liability Insurance, these policies afford coverage for monetary claims arising from allegations of mismanagement on the part of a business’s officers or directors.

At Access First Insurance, we understand the unique needs of protecting Homeowners’ Associations. We can discuss the details of your homeowners’ association to tailor an insurance policy specific to you.

Call us today for your free, no obligation quote and see how much money we can save you. Please contact us right away.