Landlord’s Insurance (Dwelling Fire)

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Rental properties are investments. They provide steady returns now and a potentially lucrative sale in the future. Protecting your investment is protecting yourself. That is why you need the right Landlord’s Insurance Policy to meet your individual needs.

Coverage Types:

Also known as Dwelling Fire Insurance Policy, Landlord’s Insurance is there to protect your investment. Your coverages can be personalized to protect your rental property’s structure, furnishings you have placed in the dwelling, and any liability that may be attributed to you.

Dwelling – Dwelling coverage covers repair costs to your rental property in the case of damage or complete loss of the structure.

Other Structures – This coverage helps pay the costs of repair or replacement of other structures on your property such as detached garages, sheds, fences, etc.

Personal Property – In the case of damage to your property, this coverage helps repair or replace items you may have placed in the structure, such as furniture or appliances.

Premises Liability – In the event you are found legally liable for bodily injury or property damage that occurs to a visitor or guest on your property, this coverage can help cover the expenses you may incur due to this.

Medical – If someone is injured on your property, regardless of fault, this can help cover necessary medical expenses up to the specified limit.

Fair Rental Value – If your rental property is unfit for use due to damage repairs, this coverage provides fair rental value payments during those repairs.


Alarm Discount – Smoke alarms and intrusion alarms make you home safer, and insurance providers reward you with discounts to your policy premium.

Multi-policy Discount – Many of the insurance providers we write with will give discounts to your policies if they insure more than one policy. If calling for a Landlord’s Insurance quote, why not let us quote your other policies as well to see if we can save you money by bundling them together.

At Access First Insurance we know the importance of protecting your investments. We will make sure you have the right coverage for your rental property. Call us today for your free, no obligation quote and see how much money we can save you. Please contact us right away.